2i Wealth MFD LLP | AMFI Registered Mutual Fund Distributor

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2i Wealth

MFD LLP · ARN-280761

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Satya Speaks

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Joy of Giving

About

Our Team

AMFI Registered · ARN-280761

Wealth built on
Integrity & Intelligence.

We help individuals, NRIs, and businesses navigate mutual funds, bonds, PMS, AIF, NPS, and insurance — with experienced, unbiased guidance at every step.

Explore Services →

Your trusted partner since 2020

Creating Wealth with Integrity & Intelligence

AMFI

NISM

IRDAI

PFRDA

Yrs in Business

1000+

Families served

₹300 Cr

Assets under distribution (as of May 2026)

Years in business

What sets 2i apart

Four pillars of 2i.

Every client relationship at 2i Wealth is built on a foundation that goes four pillars deep — from the knowledge we bring, to the quality of what we offer, the care with which we execute, and the strength of our team.

Integrity · Intelligence

Our promise

Know · Offer · Execute

First pillar

Knowledge

Deep expertise across mutual funds, bonds, PMS, AIF, NPS, and insurance. We invest in understanding every instrument so you don't have to.

Market research

Fund analysis

Sector expertise

Second pillar

Service Quality — Researched Schemes and Options

We don't distribute every product in the market — only those that pass our research and suitability filters. Your portfolio is built from curated, quality-vetted options.

Curated schemes

Suitability review

Unbiased selection

Third pillar

Confidentiality and Secured Execution

Your financial information stays private. Transactions are handled with high-safety operational procedures, end-to-end compliance, and complete discretion.

Data privacy

Secure transactions

SEBI compliant

Fourth pillar

Team Synergy

A cohesive, experienced team that collaborates across specialisations — ensuring every client benefits from the collective knowledge, skills, and commitment of the entire 2i Wealth team.

Collaborative approach

Cross-disciplinary expertise

Unified client focus

Who we help

Wealth guidance for every stage of life.

Our clients are individuals, NRIs, and businesses — each with different goals, timelines, and circumstances.

Individuals & Families

Salaried professionals, business owners, and retirees building long-term wealth through structured SIPs, goal-based planning, and tax-efficient investing.

NRI Investors

Global Indians investing in India's growth story through FEMA-compliant NRE/NRO structures, managed seamlessly across time zones.

Corporates & Businesses

Companies deploying surplus funds via treasury management, corporate FDs, and structured instruments — with full compliance support.

Our services

Investment solutions built around you.

Structured access to the right instruments — selected for your goals, risk profile, and time horizon.

Mutual Funds

Diversify across equities, bonds, gold, and global markets through professionally managed schemes. SIPs from ₹500/month.

Bonds

Predictable income through government bonds, RBI savings instruments, PSU bonds, tax-free bonds, and corporate bonds.

NPS · National Pension System

Government-backed retirement savings with up to ₹2 lakh in annual tax deductions. Open to residents and NRIs aged 18–70.

PMS · Portfolio Management Services

Personalised, professionally managed portfolios with direct ownership of securities. SEBI minimum ₹50 lakh.

AIF · Alternative Investments

Access private equity, real estate, and structured credit through SEBI-registered AIFs. Minimum ₹1 crore.

Insurance

Life and health insurance selected for your needs — without over-insuring or cross-selling products you don't need.

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. PMS min. ₹50 lakh as per SEBI. AIF min. ₹1 crore. NPS regulated by PFRDA. Past performance is not indicative of future returns.

Plan for tomorrow

Your retirement,
planned with precision.

Retirement isn't a single event — it's a journey that starts with the first rupee you save. We help you build a corpus that sustains the life you want, long after you stop working.

Retirement corpus planning

We calculate your target corpus based on your lifestyle, inflation, and expected retirement age.

NPS + MF combination strategy

A blended approach using NPS for tax efficiency and mutual funds for growth and flexibility.

Income planning post-retirement

SWP (Systematic Withdrawal Plans), annuities, and bond laddering for regular post-retirement income.

Annual review & rebalancing

Your retirement plan evolves with life — we review and rebalance as your circumstances change.

Illustrative retirement corpus growth

Year 5

Year 10

Year 15

Year 20

Year 25

Year 30

For illustration only. Assumes consistent contributions and market-linked returns. Actual results may vary. Mutual Fund investments are subject to market risks.

Start your retirement plan

The best day to start was yesterday. The next best day is today.

How we work

A process built on trust, not transactions.

Every client relationship follows the same structured journey — from getting to know you to reviewing your portfolio year after year.

First Conversation

No forms, no pressure. A conversation about your goals.

Understand Goals

Map income, horizon, risk profile, and life goals.

Personalised Plan

A curated plan across asset classes — clear, no jargon.

Execute Seamlessly

We handle KYC, paperwork, and transactions end-to-end.

Ongoing Reviews

Quarterly reviews and continuous support as life evolves.

"The farther you travel and the longer you stay, the richer the journey. The best day to invest was yesterday. The next best day is today."

— 2i Wealth · Creating Wealth with Integrity & Intelligence

Our commitment

What best in service means to us.

We don't just distribute financial products — we deliver a client experience that is responsive, transparent, and built for the long term.

Unbiased recommendations

We recommend what's right for you — not what earns the highest commission.

Same-day responsiveness

Every call, email, and message answered the same business day — no exceptions.

Full portfolio transparency

Regular statements, performance reports, and a clear view of exactly where your money stands.

Long-term relationship focus

We measure success in decades, not quarters. Our clients stay because we earn that loyalty.

Recognition

Recognised by our trusted partners.

Recognition from leading asset management companies is a reflection of the commitment, consistency, and client-first approach that defines 2i Wealth.

Some of the awards and recognition we have received from our trusted partners

Contribution & Support

Axis Mutual Fund

Celebrating Excellence

Bajaj Finserv AMC · FY 24–25

30 Years of Wealth Creation

HDFC Mutual Fund

Gross Sales — Equity & Hybrid

Tata Mutual Fund · Karnataka

Joy of giving

Investing in
what truly matters.

True wealth is not only what you accumulate — it is also what you give back. The Joy of Giving programme helps you direct a part of your portfolio toward causes that create lasting impact in three vital areas.

The Joy of Giving programme at 2i Wealth connects investors with credible NGOs and impact-oriented vehicles in education, health, and environment.

Education

Supporting access to quality education for underprivileged children — scholarships, school infrastructure, and learning resources in underserved communities.

Health

Funding healthcare access for those who cannot afford it — medical camps, mobile health units, and support for critical illness treatment in rural and semi-urban India.

Environment

Contributing to a sustainable future through tree planting, clean water initiatives, and environmental conservation efforts that protect our ecosystems for generations to come.

Satya Speaks

Insights from experience.

View all 46 articles →

Dec 2021

Market Commentary

Satya Speaks Dec 2021

28 December 2021

Jan 2022

Market Commentary

Satya Speaks January 2022

5 January 2022

Feb 2022

Market Commentary

Satya Speaks Feb 2022

2 February 2022

Mar 2022

Market Commentary

Satya Speaks March 2022

2 March 2022

Apr 2022

Market Commentary

Satya Speaks April 2022

5 April 2022

May 2022

Market Commentary

Satya Speaks May 2022

7 May 2022

All content on Satya Speaks is for educational purposes only and does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Plan your wealth journey

Interactive
calculators.

See how disciplined, consistent investing can help you reach your financial milestones — whether you're planning for retirement, a home, your children's education, or financial independence.

SIP Calculator

How much will your monthly SIP grow to?

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Goal Planner

How much do I need to invest for my goal?

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Retirement Calculator

Am I on track for a comfortable retirement?

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Lumpsum Calculator

What will my one-time investment become?

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SIP

Goal

Lumpsum

Retirement

Monthly SIP (₹)

Time period (years)

Expected return (% p.a.)

Estimated value after 20 years

₹99,91,479

Invested: ₹24,00,000 · Gains: ₹75,91,479

For illustration only. Returns may vary. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Financial planning

A plan for every milestone that matters.

Every significant life event carries a financial dimension. The earlier you plan and the more consistently you invest, the less you need to set aside each month. Select a goal below to explore a personalised strategy and calculator.

Children's Education

School · College · Abroad

Wedding

Children · Self · Siblings

Health & Medical

Emergency · Procedures

Home Purchase

Down payment · EMI buffer

Retirement

NPS · MF · Corpus

Dream Vacation

International · Bucket list

Start a Business

Startup capital · Corpus

Vehicle Purchase

Car · Bike · EV

Legacy & Wealth Transfer

Estate · Next generation

Higher Education Abroad

MS · MBA · Overseas

Children's Education Fund

Plan early. Invest consistently. Fund every milestone.

Estimated education cost today (₹)

₹30,00,000

Years until college begins

12 years

Education inflation (% p.a.)

Expected investment return (% p.a.)

12%

Inflation-adjusted education cost

₹67,86,739

₹30L today grows at 7% inflation over 12 years

Monthly SIP needed (at 12% p.a.)₹24,610/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Start with equity mutual funds. A horizon of 10 or more years is ideal for equity exposure. Flexi-cap and large-cap funds via SIP can meaningfully outpace education inflation.

Shift to debt funds three years out. As the goal date approaches, gradually move the accumulated corpus from equity into short-duration debt funds to protect it from market volatility.

Consider Sukanya Samriddhi Yojana for daughters. This government-backed scheme offers tax-free, guaranteed returns — an excellent base layer alongside your SIP.

Step up your SIP by 10% each year. Incremental increases in your monthly SIP significantly reduce the overall corpus gap while compounding accelerates.

Keep an education loan as a supplement. Premium institutions offer education loans at interest rates deductible under Section 80E of the Income Tax Act — a useful bridge if the corpus falls short.

For illustration only. Returns and inflation rates are assumed and not guaranteed. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Wedding Fund

Celebrate the occasion without financial strain afterwards.

Estimated wedding budget today (₹)

₹25,00,000

Years until the wedding

8 years

Lifestyle inflation (% p.a.)

Expected investment return (% p.a.)

11%

Inflation-adjusted wedding budget

₹39,84,155

₹25L today grows at 6% inflation over 8 years

Monthly SIP needed (at 11% p.a.)₹29,450/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Use balanced advantage or hybrid funds. A 5–10-year wedding horizon benefits from hybrid funds that blend equity growth with debt stability — lower volatility than pure equity.

Add a Gold ETF component. Indian weddings traditionally involve significant gold expenditure. A parallel Gold ETF SIP naturally hedges against gold price increases over time.

Automate and never dip into the fund. Treating the wedding SIP as a non-negotiable monthly expense — like an EMI — prevents the temptation to redirect it during difficult months.

Top up with a lumpsum two years out. If any bonuses or windfalls arrive as the wedding date approaches, redirect them into the fund to reduce the monthly SIP burden.

Avoid wedding loans entirely. Personal loans for weddings carry interest rates of 14–18% on an occasion that generates no financial return. A disciplined SIP started early eliminates this entirely.

Health & Medical Emergency Fund

Be financially prepared for health's unpredictability.

Target medical emergency fund (₹)

₹10,00,000

Years to build the fund

3 years

Medical inflation (% p.a.)

12%

Expected investment return (% p.a.)

Inflation-adjusted target fund

₹14,04,928

₹10L target grows at 12% medical inflation over 3 years

Monthly SIP needed (at 8% p.a.)₹37,120/mo

Build this fund with 2i Wealth Explore Insurance →

Recommended strategy

Prioritise health insurance first. A ₹10–25 lakh family floater policy costs ₹10,000–25,000 per year and is the most cost-effective medical protection available. This is the foundation layer before any investment.

Keep a liquid emergency buffer. Ensure 3–6 months of household expenses sit in a liquid mutual fund or savings account — accessible within 24 hours for immediate medical needs.

Use liquid or ultra-short duration funds for the medical corpus. These funds prioritise capital protection and quick redemption (T+1) over returns — exactly what a medical fund requires.

Add a super top-up health plan. A super top-up policy provides additional coverage above a threshold at very low annual premiums — one of the most efficient ways to extend coverage cost-effectively.

Review and increase coverage annually. Medical inflation in India runs at 12–14% per annum. Both your insurance coverage and your medical corpus should be reviewed and stepped up each year.

For illustration only. Returns and inflation rates are assumed and not guaranteed. Investments are subject to market risks. Insurance is the subject matter of solicitation. Please read the policy document carefully before purchasing. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Home Purchase Fund

Build a strong down payment. Buy on your terms, not the bank's.

Target property value today (₹)

₹80,00,000

Years to purchase

7 years

Property price appreciation (% p.a.)

Expected investment return (% p.a.)

12%

Down payment needed (20% of future value)

₹25,62,896

20% of ₹80L property value at 7% appreciation over 7 years

Monthly SIP needed (at 12% p.a.)₹20,950/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Target 20–25% as the down payment corpus. A larger down payment reduces the loan principal significantly, lowering your EMI and total interest paid over the loan tenure.

Use equity mutual funds for a 5+ year horizon. If the purchase is more than five years away, equity SIPs can outpace property price appreciation and grow your down payment corpus meaningfully.

Shift to hybrid or debt funds two to three years out. Protect the accumulated corpus from equity market volatility as the purchase date nears by gradually moving into hybrid or short-duration debt funds.

Factor in stamp duty and registration costs. Add 5–8% of the property value to your target corpus for stamp duty, registration fees, and interior fit-out costs — consistently underestimated by first-time buyers.

Avoid dipping into EPF or PPF prematurely. These instruments offer guaranteed, tax-efficient compounding over the long term. Withdrawing them for a down payment sacrifices far more in future value than the amount you withdraw today.

For illustration only. Returns and property appreciation rates are assumed and not guaranteed. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Retirement Corpus

Build the freedom to stop working — entirely on your own terms.

Current monthly household expenses (₹)

₹75,000/month

Years to retirement

25 years

General inflation (% p.a.)

Expected investment return (% p.a.)

12%

Corpus needed at retirement (25× rule)

₹9.65 Cr

Monthly ₹75K at retirement × 12 × 25 = corpus needed

Monthly SIP needed (at 12% p.a.)₹15,290/mo

Start this plan with 2i Wealth Talk to our team →

Recommended strategy

Combine NPS with equity mutual funds. NPS provides a tax-efficient structure — up to ₹2 lakh in annual deductions — while equity mutual funds serve as the primary growth engine for the larger retirement corpus.

Apply the 25× rule. You need approximately 25 times your annual retirement expenses as a corpus. This allows a safe 4% annual withdrawal rate without depleting the fund over a 25-year retirement period.

Maximise the NPS Section 80CCD(1B) benefit. The additional ₹50,000 deduction exclusive to NPS — over 25 years of compounding — can add significant lakhs to your final corpus at no extra cost.

Plan separately for healthcare inflation. Medical costs rise at 12–14% per annum — faster than general inflation. A dedicated health corpus or robust health insurance must be factored in alongside your retirement fund.

Never break your equity SIP during market downturns. The compounding effect of equity over 20+ years is most powerful through market cycles. Staying invested through corrections is what separates an adequate corpus from a comfortable one.

For illustration only. The 25× rule is a financial planning guideline and not a guarantee. Returns and inflation rates are assumed. NPS is regulated by PFRDA. Mutual Fund investments are subject to market risks. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Dream Vacation Fund

Travel far and long. Start saving for it today.

Estimated vacation budget today (₹)

₹5,00,000

Years until your vacation

3 years

Travel inflation (% p.a.)

Expected investment return (% p.a.)

10%

Inflation-adjusted vacation budget

₹5,78,813

₹5L today grows at 5% travel inflation over 3 years

Monthly SIP needed (at 10% p.a.)₹14,810/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Use short-duration or hybrid funds for 1–3 years. For near-term goals, ultra-short duration and aggressive hybrid funds offer modest returns while keeping capital relatively protected.

Open a dedicated travel SIP account. Keeping the vacation fund entirely separate from your emergency fund and other savings prevents it from being redirected during financial pressures.

Factor in a forex buffer for international travel. If travelling abroad, build in a 5–10% currency buffer in your estimate. A strengthening dollar or euro can significantly increase the actual trip cost relative to your plan.

Book flights and accommodation early. Early bookings — 3 to 6 months ahead — can reduce the effective travel cost by 20–40%, allowing your investment returns more time to compound before you need the money.

For illustration only. Returns and inflation rates are assumed and not guaranteed. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Business Startup Fund

Build capital before you launch. Start on a foundation, not a loan.

Target startup capital (₹)

₹30,00,000

Years to accumulate capital

5 years

Cost inflation (% p.a.)

Expected investment return (% p.a.)

13%

Inflation-adjusted capital needed

₹40,14,678

₹30L target grows at 6% cost inflation over 5 years

Monthly SIP needed (at 13% p.a.)₹52,480/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Build personal runway alongside business capital. Plan for at least 18–24 months of personal living expenses in addition to the startup corpus. This is your personal financial runway while the business finds its footing.

Keep the startup fund completely separate. A dedicated SIP account with a clear business label prevents the capital from being absorbed by other financial pressures over the accumulation period.

Use equity funds for a 5+ year horizon. Flexi-cap and mid-cap funds with a long accumulation window can grow the startup corpus substantially faster than fixed-income instruments.

Explore MSME schemes before drawing on savings. Government-backed MSME loans, SIDBI schemes, and CGTMSE credit guarantees can supplement your corpus at significantly lower interest rates than personal loans.

For illustration only. Returns and inflation rates are assumed and not guaranteed. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Vehicle Purchase Fund

Drive your dream. Pay in cash, not EMI.

Target vehicle cost today (₹)

₹12,00,000

Years to purchase

3 years

Vehicle price inflation (% p.a.)

Expected investment return (% p.a.)

10%

Inflation-adjusted vehicle cost

₹13,89,150

₹12L today grows at 5% vehicle inflation over 3 years

Monthly SIP needed (at 10% p.a.)₹35,550/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Avoid a vehicle loan where possible. A vehicle loan at 9–12% interest on a depreciating asset is financially inefficient. A disciplined SIP over 2–3 years achieves the same outcome without any debt or interest cost.

Use short-duration or hybrid funds for 2–4 years. Aggressive hybrid or short-duration debt funds offer a reasonable return profile without significant capital risk for this time horizon.

Factor in on-road costs. Add 10–15% to the ex-showroom price for insurance, road tax, registration, accessories, and the first year of maintenance — these are consistently underestimated.

Keep a permanent vehicle SIP running. Building a vehicle fund as a standing SIP means you always have capital ready for the next upgrade or replacement — without disrupting any other financial goal.

For illustration only. Returns and inflation rates are assumed and not guaranteed. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Legacy & Wealth Transfer

Build wealth that outlives you and leaves a lasting impact.

Target legacy corpus (₹)

₹2.00 Cr

Years to build the corpus

20 years

Inflation (% p.a.)

Expected investment return (% p.a.)

13%

Inflation-adjusted legacy target

₹5.31 Cr

₹2 Cr target grows at 5% inflation over 20 years

Monthly SIP needed (at 13% p.a.)₹52,960/mo

Start building your legacy Talk to our team →

Recommended strategy

Commit to a long-term equity strategy. A 20+ year legacy horizon is optimally suited for equity mutual funds, which have historically delivered the highest real returns over extended periods in India.

Maintain a current Will and updated nominations. A substantial financial corpus without clear legal ownership creates family disputes and prolonged legal processes. A registered Will and updated nominations on all accounts are essential.

Consider PMS or AIF for larger legacy corpora. For high-value legacy portfolios, SEBI-registered Portfolio Management Services or Alternative Investment Funds offer more sophisticated, customised strategies beyond standard mutual funds.

Explore the Joy of Giving programme. Legacy planning extends beyond financial transfer. The 2i Wealth Joy of Giving programme facilitates structured philanthropy in education, health, and the environment — building a legacy of impact alongside financial wealth.

For illustration only. Returns and inflation rates are assumed and not guaranteed. PMS minimum investment is ₹50 lakh as per SEBI. AIF minimum investment is ₹1 crore. Mutual Fund investments are subject to market risks. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Higher Education Abroad

An international degree is a significant investment. Plan it like one.

Estimated total programme cost today (₹)

₹60,00,000

Years until programme begins

10 years

Education cost inflation (% p.a.)

Expected investment return (% p.a.)

12%

Inflation-adjusted programme cost

₹1.07 Cr

₹60L today grows at 6% education inflation over 10 years

Monthly SIP needed (at 12% p.a.)₹44,920/mo

Start this SIP with 2i Wealth Talk to our team →

Recommended strategy

Account for forex risk in your planning. Overseas education costs are denominated in US dollars, pounds, or euros. A weakening rupee can increase the actual cost significantly — factor in a 5–8% annual currency buffer in your projections.

Use equity funds for a 7+ year horizon. A long accumulation window justifies equity exposure. Consider international fund-of-funds or US equity funds alongside Indian equity SIPs to naturally hedge the currency risk.

Keep an education loan as a deliberate supplement. Education loans from Indian banks for overseas programmes are available at rates deductible under Section 80E of the Income Tax Act — use them strategically to bridge any corpus shortfall rather than over-borrowing from the start.

Begin the visa and financial documentation early. Many overseas universities require proof of funds well in advance. Maintaining your corpus in a liquid, documented investment account simplifies this process considerably.

For illustration only. Returns and inflation rates are assumed and not guaranteed. Overseas education costs are subject to currency fluctuation and institution-specific fee revisions. Mutual Fund investments are subject to market risks. This does not constitute investment advice under SEBI (Investment Advisers) Regulations, 2013.

Client stories

Relationships built over trust.

The measure of good guidance is not a single year's return — it is a partnership that holds steady through every market cycle and life change.

Radhika G Rao

"Over the last six years, working with 2i Wealth has brought tremendous structure and clarity to my financial journey. Their guidance across investments, debt reduction, retirement planning, and insurance has been thoughtful, disciplined, and always aligned to long-term goals. With their support, I have built a strong emergency fund and am steadily moving closer to my FIRE goals with confidence. What stands out most is their integrity, consistency, and highly personalised approach to wealth management."

Past client experience is not indicative of future outcomes. Mutual Fund investments are subject to market risk.